ZIP 97632 Property Distress & Foreclosure Data

ZIP code 97632 in Klamath County, Oregon carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (100/100), structural risk (60/100), institutional ownership (32/100). By contrast, institutional ownership (32/100) and mortgage stress (14/100) register low. The latent-versus-live split is 60/100 structural and 4/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (76/100).

The market reads peak — home values rose 2.0% year on year (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $273,400 (5.4× income). Around 12% of adults hold a bachelor's degree or higher. At $54,167, median income runs below typical U.S. levels. Around 78% of renters are cost-burdened. The poverty rate is 23.5% — high, a tax-stress and distress correlate. The vacancy rate is 11.8% — elevated. About 1,473 people live here, median age 36. 73% of housing is owner-occupied. The demographic-stress sub-score lands at 47/100. The ZIP holds roughly 576 housing units.

Net-net, 97632 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.