ZIP 97632 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 97632 in Klamath County, Oregon comes in at 25, a low composite-distress reading. The sharpest non-environmental signals are construction/permit lag (62/100), structural risk (53/100), institutional ownership (39/100). On the quiet end sit institutional ownership (39/100) and mortgage stress (14/100). Structural exposure scores 53 and live distress 4 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (76/100), FEMA disaster exposure (72/100).

The market reads peak — home values rose 1.2% year on year (phase confidence 9/100). Topping markets hide individual distress behind strong averages.

Home values center near $273,400, an affordability ratio of 5.4×. Educational attainment sits at 12% bachelor's-or-above. At $54,167, median income runs below typical U.S. levels. Around 78% of renters are cost-burdened. 23.5% of residents fall below the poverty threshold. Vacancy runs 11.8%, above the national norm and a classic distress-and-opportunity signal. 1,473 residents call 97632 home, typically aged 36. 73% of housing is owner-occupied. The demographic-stress sub-score lands at 47/100. There are about 576 housing units across 97632.

On the whole, 97632 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 97632 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 97632 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Klamath County, Oregon and the nation. Nothing here is interpolated — where a source is thin for 97632, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 97632's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 97632 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.