ZIP 97603 Foreclosure, Tax-Lien & Distress Report
Klamath County, Oregon · Distress market
ZIP code 97603 in Klamath County, Oregon carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic distress index. It additionally carries heavy environmental risk: climate & FEMA risk (76/100), FEMA disaster exposure (68/100). The split runs 53/100 structural to 4/100 active on the ground. Property-level stress concentrates in construction/permit lag (64/100), structural risk (53/100), institutional ownership (37/100). On the quiet end sit institutional ownership (37/100) and mortgage stress (14/100).
The market reads peak — home values rose 1.2% year on year, and 15% higher over three years (phase confidence 9/100). Topping markets hide individual distress behind strong averages.
Vacancy runs 4.7%. The tenure split is 68% owner-occupied to 32% rented. Rent burden reaches 38% of tenant households. Around 22% of adults hold a bachelor's degree or higher. The poverty rate is 16.7% — high, a tax-stress and distress correlate. The typical home is worth about $282,800 (3.9× income, relatively affordable). Median household income is $64,272, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 33/100. 32,212 residents call 97603 home, typically aged 39. The ZIP holds roughly 13,884 housing units.
On balance 97603 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 97603 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 97603 runs through one identical scoring model, so its 25/100 sits on the same scale as every other ZIP in Klamath County, Oregon and the nation. The score is rebuilt from public data as it updates, so 97603 reflects the current record instead of a stale or modeled snapshot.
97603's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 97603 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 97603’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
97603 at a glance
The live 97603 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
More ZIPs across Klamath County
Nearest ZIP codes to 97603
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Oregon distress
Other reports tied to Klamath County, Oregon — ZIP, county and statewide.
Open the complete 97603 acquisition file
Pull every distressed parcel in 97603 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Deterministic. Every signal traces to a public dataset · methodology