ZIP 97634 Property Distress & Foreclosure Data

DLRadar grades ZIP 97634 (Klamath County, Oregon) at a low 28/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (76/100). On the structural side it scores 60/100, with 4/100 of stress already active. Property-level stress concentrates in construction/permit lag (100/100), structural risk (60/100), institutional ownership (32/100). institutional ownership (32/100) and mortgage stress (14/100) stay muted.

Prices here sit in a peak phase: values rose 2.0% over the trailing year (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $65,950 — below the roughly $78,000 national figure. 370 residents call 97634 home, typically aged 55. On demographic stress specifically, 97634 scores 23/100. About 10% have a four-year degree. Roughly 5.7% live below the poverty line, a low share typical of higher-equity areas. A median home runs $326,500 here, or 3.9 times local income. Around 0% of renters are cost-burdened. The vacancy rate is 0.0%. The tenure split is 97% owner-occupied to 3% rented. The ZIP holds roughly 127 housing units.

Overall, 97634 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

28/100
Composite stress
60/100
Structural risk
4/100
Distress activity

Distress signal breakdown — ZIP 97634

Foreclosure activity0
Mortgage stress14
Climate / FEMA risk76
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Klamath County

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Deterministic. Every signal traces to a public dataset · methodology