ZIP 97634 Foreclosure, Tax-Lien & Distress Report

ZIP code 97634 in Klamath County, Oregon carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (76/100), FEMA disaster exposure (72/100). The split runs 53/100 structural to 4/100 active on the ground. Leading the profile are construction/permit lag (62/100), structural risk (53/100), institutional ownership (39/100). institutional ownership (39/100) and mortgage stress (14/100) stay muted.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, at 9/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $65,950, below the U.S. median near $78,000. About 370 people live here, median age 55. On demographic stress specifically, 97634 scores 23/100. Educational attainment sits at 10% bachelor's-or-above. The poverty rate is 5.7% — low. A median home runs $326,500 here, or 3.9 times local income. Rent burden reaches 0% of tenant households. Vacancy runs 0.0%. The tenure split is 97% owner-occupied to 3% rented. There are about 127 housing units across 97634.

Net-net, 97634 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 97634 at the moment; the composite and its components are still built from verifiable public records.

The 97634 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 97634 stays directly comparable to neighboring ZIPs and the rest of Klamath County, Oregon. Every figure is auditable to a public dataset and refreshed on ingest; 97634 shows blanks, not estimates, wherever the record is sparse.

The 25/100 for 97634 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 97634 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.