ZIP 97634 Foreclosure, Tax-Lien & Distress Report
Klamath County, Oregon · Distress market
ZIP code 97634 in Klamath County, Oregon carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — FEMA disaster exposure (81/100), climate & FEMA risk (76/100). The split runs 55/100 structural to 4/100 active on the ground. Leading the profile are construction/permit lag (64/100), structural risk (55/100), institutional ownership (42/100). mortgage stress (14/100) stay muted.
Prices here sit in a peak phase: values rose 1.2% over the trailing year, at 9/100 phase confidence. Topping markets hide individual distress behind strong averages.
Median household income is $65,950, below the U.S. median near $78,000. About 370 people live here, median age 55. On demographic stress specifically, 97634 scores 23/100. Educational attainment sits at 10% bachelor's-or-above. The poverty rate is 5.7% — low. A median home runs $326,500 here, or 3.9 times local income. Rent burden reaches 0% of tenant households. Vacancy runs 0.0%. The tenure split is 97% owner-occupied to 3% rented. There are about 127 housing units across 97634.
Net-net, 97634 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 97634 at the moment; the composite and its components are still built from verifiable records.
The 97634 read uses the identical scoring model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 97634 stays directly comparable to neighboring ZIPs and the rest of Klamath County, Oregon. Every figure is auditable to a public dataset and refreshed as records update; 97634 shows blanks, not estimates, wherever the record is sparse.
The 26/100 for 97634 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 97634 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 97634 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 97634 distress snapshot
Current distress, phase, housing and lender-pressure figures for 97634, drawn from the same report attached to each property.
Other Klamath County ZIP codes
Nearest ZIP codes to 97634
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
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Unlock parcel-level detail for ZIP 97634
Get every distressed property in 97634 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology