ZIP 97604 Foreclosure, Tax-Lien & Distress Report

In Klamath County, Oregon, ZIP 97604 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (76/100), FEMA disaster exposure (71/100). Its heaviest discrete signals: construction/permit lag (62/100), structural risk (53/100), institutional ownership (39/100). By contrast, institutional ownership (39/100) register low. Structurally it carries 53/100, against 0/100 of stress already in motion.

The peak-phase market in 97604 posted values that rose 1.2% over the year (phase confidence 9/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 12 housing units across 97604.

Overall, 97604 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 97604 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 97604 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 97604 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 97604 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. Treat 97604 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.