Klamath County, OR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Klamath County, OR distress report, 2026: 18 ZIPs scored in Klamath, OR, Klamath, OR average 26/100; the top Klamath, OR ZIP is 97731 at 28/100; Klamath, OR market phase peak, Klamath, OR prices +1.2% year over year.
- Klamath, OR ranks #1,253 nationally (opportunity index); Klamath, OR #16 in Oregon; Klamath, OR index 30.3.
- Klamath, OR: no CFPB county sample; Klamath, OR state reading 0.6%.
- Klamath, OR ZIP phases: 17 peak, 1 neutral.
- Klamath, OR residential listings tracked: 77 across 17 ZIPs; Klamath, OR candidate listings 38.
- Klamath, OR HUD assisted properties: 1 with 40 units.
- Klamath, OR lenders on watch: 2; largest Klamath, OR footprint Columbia Bank (3 branches).
- Klamath, OR most distressed ZIP: 97731 at 28/100.
Klamath, OR figures: DLRadar distress index; Klamath, OR inputs: CFPB, FHFA, HUD, FDIC; Klamath, OR rebuilt as sources refresh.
| Rank | Klamath, OR ZIP | Score |
|---|---|---|
| 1 | 97731 | 28/100 |
| 2 | 97601 | 26/100 |
| 3 | 97603 | 26/100 |
| 4 | 97604 | 26/100 |
| 5 | 97621 | 26/100 |
| 6 | 97622 | 26/100 |
| 7 | 97623 | 26/100 |
| 8 | 97624 | 26/100 |
| 9 | 97625 | 26/100 |
| 10 | 97626 | 26/100 |
| 11 | 97627 | 26/100 |
| 12 | 97632 | 26/100 |
Most distressed Klamath, OR ZIPs (0-100, 2026)
Mortgage delinquency around Klamath, OR
No CFPB county sample covers Klamath, OR; the state reading for Klamath, OR: 0.6% ninety-plus; Klamath, OR area thirty-to-eighty-nine 1.2% (December 2025, Klamath, OR).
Opportunity index: Klamath, OR
Klamath, OR index 30.3, Klamath, OR phase watchlist; Klamath, OR primary driver construction, Klamath, OR second driver bank institutional. Klamath, OR components: property stress 20.1, foreclosure pressure 22.0, listing discounts 30.9, bank stress 54.4, insurance 0.0; Klamath, OR pulse 33.5; Klamath, OR capital opportunity 25.5; Klamath, OR seven-day change +0.4%.
ZIP market phases inside Klamath, OR
18 Klamath, OR ZIPs carry a price-cycle phase; Klamath, OR ZIPs by phase (Klamath, OR), deepest drawdown first: neutral, +0.7% YoY, 0.3% off peak (Klamath, OR): 97739; peak, +1.2% YoY (Klamath, OR): 97601, 97603, 97604, 97621, Klamath, OR 97622, 97623, 97624, 97625, Klamath, OR 97626, 97627, 97632, 97633, Klamath, OR 97634, 97639, 97731.
Residential listings by Klamath, OR ZIP
Klamath, OR ZIPs with the most tracked Klamath, OR residential listings: 97603 23 listings, 13 candidates, bank pressure 61; 97601 21 listings, 9 candidates, bank pressure 61; 97624 9 listings, 8 candidates, bank pressure 61; 97623 8 listings, 7 candidates, bank pressure 61 (Klamath, OR); 97639 5 listings, 0 candidates, bank pressure 61; 97627 4 listings, 0 candidates, bank pressure 61; 97621 3 listings, 0 candidates, bank pressure 61; 97733 2 listings, 0 candidates, bank pressure 61. Klamath, OR totals: 77 listings; Klamath, OR candidates 38; active ZIPs 5.
HUD assisted housing in Klamath, OR
1 assisted properties with 40 units sit in Klamath, OR; largest Klamath, OR properties: Klamath View Retirement Center (Klamath Falls) 40 units, 40 assisted.
Lenders with branches in Klamath, OR
Klamath, OR lenders by branch count: Columbia Bank (Klamath, OR): stress 58, 3 branches low in Klamath, OR; Peoples Bank Of Commerce (Klamath, OR): stress 47, 1 branch low in Klamath, OR.
Vacancy and permits, Klamath, OR
4,163 of 33,162 Klamath, OR housing units are vacant; Klamath, OR permits, twelve months: 12 multifamily units in Klamath, OR, 110 one-to-four unit units.
Work Klamath, OR at the parcel level
Every Klamath, OR parcel carries owner and address; every Klamath, OR parcel carries APN; Klamath, OR distress scores sit on the Klamath, OR live board.
Klamath, OR figures refresh with each source.
Klamath, OR questions
Most distressed ZIP code in Klamath County, OR?
ZIP 97731 leads Klamath, OR at 28/100; next in Klamath, OR: 97601 at 26/100; the Klamath, OR average is 26/100.
Where does Klamath County, OR rank for investment opportunity?
Klamath, OR is #1,253 among all ranked counties, #16 in Oregon; the Klamath, OR driver is construction; Klamath, OR moved up 225 places.
How many mortgages are delinquent in Klamath County, OR?
Klamath, OR takes the state reading of 0.6% for December 2025; no CFPB county sample covers Klamath, OR.
Which banks lend in Klamath County, OR?
2 watched lenders hold Klamath, OR branches; the largest Klamath, OR footprints are Columbia Bank (3), Peoples Bank Of Commerce (1).
More on Klamath, OR
Klamath County, OR distress report: public-record figures for Klamath, OR; not legal advice for Klamath, OR; not tax or investment advice; verify every Klamath, OR record before acting.