Klamath County, OR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Klamath County, Oregon? DLRadar grades every Klamath County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Klamath County breakdown.
- Klamath County's most distressed ZIP is 97731 at 27/100.
- 18 ZIP codes tracked in Klamath County, averaging 25/100 distress.
- Klamath County reads peak — home values up 1.2% year over year.
- Vacancy runs 25.4% across Klamath County's tracked ZIPs, with a 21.2% poverty rate.
- The typical Klamath County home is worth about $287,862 against a ~$59,253 median income.
- Lending headwind in Klamath County sits at 48/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 97731 | 27/100 |
| 2 | 97739 | 26/100 |
| 3 | 97601 | 25/100 |
| 4 | 97603 | 25/100 |
| 5 | 97604 | 25/100 |
| 6 | 97621 | 25/100 |
| 7 | 97622 | 25/100 |
| 8 | 97623 | 25/100 |
| 9 | 97624 | 25/100 |
| 10 | 97625 | 25/100 |
| 11 | 97626 | 25/100 |
| 12 | 97627 | 25/100 |
Most distressed ZIP codes in Klamath County (composite distress 0-100, 2026)
What is driving Klamath County distress
DLRadar builds Klamath County's distress picture only from records anyone can pull; its ZIPs average 25/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Klamath County market phase and pricing
DLRadar places Klamath County in peak; prices moved up 1.2% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Klamath County
The Klamath County scores above are open to read. A 60-minute exploration adds the individual distressed properties behind each ZIP — no card required.
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What people ask
What is the hardest-hit ZIP in Klamath County?
ZIP 97731 leads Klamath County at 27/100, recomputed monthly from public records.
Where is Klamath County in the housing cycle?
Klamath County currently sits in peak, with values up 1.2% year on year, based on FHFA price-index trajectory.
What are the sources behind these Klamath County numbers?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 18 ZIP codes in Klamath County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Klamath County ZIP codes?
A single county score papers over real variation. Across the Klamath County ZIPs DLRadar ranks, scores run from 27/100 in 97731 down to 25/100 in 97627, against a Klamath County average of 25/100. Those 2 points separate the ZIPs worth working in Klamath County from the rest.
What do Klamath County home values and vacancy say about distressed supply?
The typical Klamath County home carries about $287,862 of value against a median household income near $59,253. Vacancy across Klamath County's tracked ZIPs runs 25.4% and the poverty rate is 21.2%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Klamath County's foreclosure and tax-lien filings and its 48/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.