ZIP 97702 Property Distress & Foreclosure Data

Composite property distress in 97702 (Deschutes County, Oregon) lands at 21/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (43/100), structural risk (42/100), mortgage stress (18/100). On the quiet end sit mortgage stress (18/100). The latent-versus-live split is 42/100 structural and 5/100 already moving. Environmental exposure also runs high (climate & FEMA risk (86/100), FEMA disaster exposure (79/100)).

The peak-phase market in 97702 posted values that rose 2.0% over the year, and 4% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $695,500, an affordability ratio of 7.0×. 8.4% of residents fall below the poverty threshold. Median household income is $89,094, above the U.S. median near $78,000. Owners hold 72% of homes, renters 28%. Around 34% of renters are cost-burdened. The vacancy rate is 7.0%. Educational attainment sits at 46% bachelor's-or-above. The ZIP holds roughly 24,164 housing units. DLRadar's demographic-stress index for the area reads 37/100. Population is roughly 53,114 with a median age of 42.

Broadly, 97702 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.