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ZIP 97702 Foreclosure, Tax-Lien & Distress Report

Deschutes County, Oregon · High Value market

On DLRadar's 0-100 public-record scale, ZIP 97702 in Deschutes County, Oregon comes in at 27, a low composite-distress reading. Its standout signals are structural risk (56/100), institutional ownership (49/100), construction/permit lag (44/100). By contrast, mortgage stress (18/100) register low. The split runs 56/100 structural to 5/100 active on the ground. It additionally carries heavy environmental risk: FEMA disaster exposure (91/100), climate & FEMA risk (86/100).

The neutral-phase market in 97702 posted values that rose 0.5% over the year, and 4% higher over three years, at 7/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

A median home runs $695,500 here, or 7.0 times local income. 8.4% of residents fall below the poverty threshold. Median household income is $89,094, above the U.S. median near $78,000. The tenure split is 72% owner-occupied to 28% rented. Around 34% of renters are cost-burdened. The vacancy rate is 7.0%. About 46% have a four-year degree. The ZIP holds roughly 24,164 housing units. On demographic stress specifically, 97702 scores 37/100. Population is roughly 53,114 with a median age of 42.

Net-net, 97702 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 97702 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 97702 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 97702 shows as blanks, never estimates, and the score updates on every fresh public filing.

97702's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 97702 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

27/100
Composite stress
56/100
Structural risk
5/100
Distress activity

ZIP 97702 distress signals, scored

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk86
9 further distress layers are graded for 97702

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

97702 at a glance

A live read on 97702: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Deschutes County ZIPs near 97702

More distress data near 97702

Other reports tied to Deschutes County, Oregon — ZIP, county and statewide.

Unlock the full ZIP 97702 acquisition report

The full 97702 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Each signal above is traceable to an open dataset · methodology

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