ZIP 97402 Property Distress & Foreclosure Data

ZIP code 97402 in Lane County, Oregon carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 69 and live distress 5 on the 0–100 scale. What sets it apart are the readings on structural risk (69/100), construction/permit lag (60/100), institutional ownership (43/100). On the quiet end sit mortgage stress (16/100). Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (77/100)).

The neutral-phase market in 97402 posted values that rose 3.9% over the year, and 5% higher over three years, at 30/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 54,199 with a median age of 36. 18.1% of residents fall below the poverty threshold. Vacancy runs 3.4%. There are about 23,691 housing units across 97402. Home values center near $357,700, an affordability ratio of 5.9×. Educational attainment sits at 26% bachelor's-or-above. Owners hold 49% of homes, renters 51%. Median household income is $55,743, below the U.S. median near $78,000. Rent burden reaches 44% of tenant households. DLRadar's demographic-stress index for the area reads 41/100.

On balance 97402 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.