ZIP 97402 Foreclosure, Tax-Lien & Distress Report
Lane County, Oregon · Distress market
On DLRadar's 0-100 public-record scale, ZIP 97402 in Lane County, Oregon comes in at 28, a low composite-distress reading. Structural exposure scores 61 and live distress 5 on the 0–100 scale. Its standout signals are structural risk (61/100), institutional ownership (45/100), construction/permit lag (28/100). construction/permit lag (28/100) and mortgage stress (16/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (76/100).
The neutral-phase market in 97402 posted values that rose 3.6% over the year, and 5% higher over three years, at 26/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
About 54,199 people live here, median age 36. Roughly 18.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 3.4%. The ZIP holds roughly 23,691 housing units. A median home runs $357,700 here, or 5.9 times local income. About 26% have a four-year degree. 49% of housing is owner-occupied. Median household income is $55,743, below the U.S. median near $78,000. Around 44% of renters are cost-burdened. On demographic stress specifically, 97402 scores 41/100.
On balance 97402 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 97402 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 97402's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 97402 shows as blanks, never estimates, and the score updates on every fresh public filing.
Behind 97402's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 97402 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 97402’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 97402 Stress Report snapshot
The live 97402 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
More ZIPs across Lane County
Keep exploring Oregon distress
Keep going: ZIP, county and state distress coverage for Lane County, Oregon.
Unlock parcel-level detail for ZIP 97402
The full 97402 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology