ZIP 97381 Property Distress & Foreclosure Data

In Marion County, Oregon, ZIP 97381 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (69/100)). Its standout signals are construction/permit lag (61/100), structural risk (57/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (6/100). Structural risk reads 57/100 against active distress of 2/100.

The peak-phase market in 97381 posted values that rose 1.2% over the year, 1.5% off the recent peak, and 10% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 15,404 with a median age of 40. Vacancy runs 3.4%. DLRadar's demographic-stress index for the area reads 38/100. Owners hold 68% of homes, renters 32%. 10.3% of residents fall below the poverty threshold. There are about 5,863 housing units across 97381. Home values center near $539,600, an affordability ratio of 5.9×. Educational attainment sits at 31% bachelor's-or-above. Median household income is $84,077, near the U.S. median near $78,000. Rent burden reaches 46% of tenant households.

On balance 97381 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.