ZIP 97381 Foreclosure, Tax-Lien & Distress Report

ZIP 97381's composite property-distress score is 20/100 - DLRadar classes that as low for Marion County, Oregon. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (68/100). The sharpest non-environmental signals are structural risk (45/100), institutional ownership (16/100), construction/permit lag (12/100). construction/permit lag (12/100) and mortgage stress (6/100) stay muted. Structural exposure scores 45 and live distress 2 on the 0–100 scale.

The contraction-phase market in 97381 posted values that fell 0.6% over the year, and 10% higher over three years, at 33/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

15,404 residents call 97381 home, typically aged 40. Vacancy runs 3.4%. DLRadar's demographic-stress index for the area reads 38/100. The tenure split is 68% owner-occupied to 32% rented. 10.3% of residents fall below the poverty threshold. The ZIP holds roughly 5,863 housing units. Home values center near $539,600, an affordability ratio of 5.9×. About 31% have a four-year degree. At $84,077, median income runs near typical U.S. levels. Rent burden reaches 46% of tenant households.

On the whole, 97381 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 97381 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 97381 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 97381 stays directly comparable to neighboring ZIPs and the rest of Marion County, Oregon. Where the public record is thin for 97381, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 97381 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. The point of the 97381 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.