ZIP 97002 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 97002 (Marion County, Oregon) lands at 23/100 — low on DLRadar's public-record scoring. Structural risk reads 50/100 against active distress of 3/100. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (75/100)). The most distinctive pressure shows up in structural risk (50/100), institutional ownership (25/100), construction/permit lag (15/100). construction/permit lag (15/100) and mortgage stress (9/100) stay muted.

The market reads contraction — home values held roughly flat year on year, and 9% higher over three years, at 23/100 phase confidence. A cooling market tends to open discount-to-value windows.

The tenure split is 82% owner-occupied to 18% rented. There are about 2,457 housing units across 97002. The vacancy rate is 4.0%. Households earn a median $65,685 — below the roughly $78,000 national figure. Population is roughly 6,468 with a median age of 47. 8.7% of residents fall below the poverty threshold. Educational attainment sits at 24% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 37/100. The typical home is worth about $530,100 (6.7× income). Around 30% of renters are cost-burdened.

Net-net, 97002 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 97002's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 97002 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 97002 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. Practically, 97002 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.