ZIP 97023 Foreclosure, Tax-Lien & Distress Report

Clackamas County, Oregon's ZIP 97023 registers 30/100 composite distress, which DLRadar reads as moderate. Property-level stress concentrates in structural risk (67/100), institutional ownership (53/100), construction/permit lag (29/100). On the quiet end sit construction/permit lag (29/100) and mortgage stress (17/100). Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (94/100). Structurally it carries 67/100, against 5/100 of stress already in motion.

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 10% higher over three years, at 11/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 5.6%. The ZIP holds roughly 4,995 housing units. DLRadar's demographic-stress index for the area reads 43/100. Around 44% of renters are cost-burdened. The tenure split is 82% owner-occupied to 18% rented. About 16% have a four-year degree. Median household income is $74,701, near the U.S. median near $78,000. About 11,608 people live here, median age 47. The poverty rate is 17.5% — high, a tax-stress and distress correlate. A median home runs $562,600 here, or 7.1 times local income.

Overall, 97023 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 97023 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 97023 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 97023 can be compared directly against any other ZIP in Clackamas County, Oregon or nationwide. Where the record is thin for 97023, the field stays empty rather than modeled, and fills in as new documents post.

97023's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 97023 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.