ZIP 97023 Property Distress & Foreclosure Data

Clackamas County, Oregon's ZIP 97023 registers 27/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (60/100), institutional ownership (46/100), mortgage stress (17/100). By contrast, mortgage stress (17/100) and construction/permit lag (15/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (91/100). The latent-versus-live split is 60/100 structural and 5/100 already moving.

The market reads peak — home values rose 1.8% year on year, and 10% higher over three years (phase confidence 19/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 5.6%. The ZIP holds roughly 4,995 housing units. The demographic-stress sub-score lands at 43/100. Around 44% of renters are cost-burdened. 82% of housing is owner-occupied. Around 16% of adults hold a bachelor's degree or higher. At $74,701, median income runs near typical U.S. levels. About 11,608 people live here, median age 47. The poverty rate is 17.5% — high, a tax-stress and distress correlate. The typical home is worth about $562,600 (7.1× income, severely stretched).

Net-net, 97023 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.