ZIP 97055 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 97055 (Clackamas County, Oregon) returns a low composite of 29/100. Structural risk reads 64/100 against active distress of 5/100. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (91/100)). The pressure is most legible in structural risk (64/100), institutional ownership (48/100), construction/permit lag (28/100). By contrast, construction/permit lag (28/100) and mortgage stress (17/100) register low.

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 6% higher over three years (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 20,131 with a median age of 40. There are about 7,637 housing units across 97055. 83% of housing is owner-occupied. Around 44% of renters are cost-burdened. The vacancy rate is 7.5%. On demographic stress specifically, 97055 scores 32/100. The typical home is worth about $493,900 (4.5× income). 6.3% of residents fall below the poverty threshold. Households earn a median $105,696 — above the roughly $78,000 national figure. Around 26% of adults hold a bachelor's degree or higher.

On balance 97055 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 97055 read uses the identical public-record model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 97055 stays directly comparable to neighboring ZIPs and the rest of Clackamas County, Oregon. Sparse data for 97055 shows as blanks, never estimates, and the score updates on every fresh public filing.

97055's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 97055 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.