ZIP 97089 Property Distress & Foreclosure Data

In Clackamas County, Oregon, ZIP 97089 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (60/100), institutional ownership (46/100), mortgage stress (17/100). By contrast, mortgage stress (17/100) and construction/permit lag (15/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (91/100). The latent-versus-live split is 60/100 structural and 5/100 already moving.

The market reads peak — home values rose 1.8% year on year, and 1% lower over three years (phase confidence 19/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 1.8%. The poverty rate is 4.8% — low. At $114,516, median income runs above typical U.S. levels. Around 32% of adults hold a bachelor's degree or higher. The ZIP holds roughly 5,049 housing units. The typical home is worth about $633,600 (5.4× income). Around 44% of renters are cost-burdened. The demographic-stress sub-score lands at 33/100. 93% of housing is owner-occupied. About 14,906 people live here, median age 42.

Net-net, 97089 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.