ZIP 97089 Foreclosure, Tax-Lien & Distress Report

Clackamas County, Oregon's ZIP 97089 registers 29/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (64/100), institutional ownership (48/100), construction/permit lag (28/100). By contrast, construction/permit lag (28/100) and mortgage stress (17/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (91/100). The latent-versus-live split is 64/100 structural and 5/100 already moving.

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 1% lower over three years (phase confidence 11/100). Topping markets hide individual distress behind strong averages.

Vacancy runs 1.8%. The poverty rate is 4.8% — low. Households earn a median $114,516 — above the roughly $78,000 national figure. About 32% have a four-year degree. The ZIP holds roughly 5,049 housing units. A median home runs $633,600 here, or 5.4 times local income. Rent burden reaches 44% of tenant households. DLRadar's demographic-stress index for the area reads 33/100. Owners hold 93% of homes, renters 7%. About 14,906 people live here, median age 42.

Net-net, 97089 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 97089 at the moment; the composite and its components are still built from verifiable public records.

The 97089 read uses the identical public-record model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 97089 stays directly comparable to neighboring ZIPs and the rest of Clackamas County, Oregon. The score is rebuilt from public data as it updates, so 97089 reflects the current record instead of a stale or modeled snapshot.

The 29/100 figure for 97089 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 97089 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.