ZIP 97009 Foreclosure, Tax-Lien & Distress Report

Clackamas County, Oregon's ZIP 97009 registers 30/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (93/100). The split runs 67/100 structural to 5/100 active on the ground. Its standout signals are structural risk (67/100), institutional ownership (53/100), construction/permit lag (29/100). construction/permit lag (29/100) and mortgage stress (17/100) stay muted.

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 8% higher over three years (phase confidence 11/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $109,286, median income runs above typical U.S. levels. The vacancy rate is 5.5%. 88% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 30/100. Around 10% of renters are cost-burdened. A median home runs $647,500 here, or 5.6 times local income. Roughly 4.9% live below the poverty line, a low share typical of higher-equity areas. About 7,877 people live here, median age 48. Around 23% of adults hold a bachelor's degree or higher. There are about 3,259 housing units across 97009.

Overall, 97009 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 97009 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 97009 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 97009, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

97009's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 97009 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.