ZIP 97027 Property Distress & Foreclosure Data

Composite property distress in 97027 (Clackamas County, Oregon) lands at 27/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (60/100), institutional ownership (46/100), mortgage stress (17/100). On the quiet end sit mortgage stress (17/100) and construction/permit lag (15/100). Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (91/100)). The latent-versus-live split is 60/100 structural and 5/100 already moving.

The peak-phase market in 97027 posted values that rose 1.8% over the year, and 1% higher over three years (phase confidence 19/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $484,200, an affordability ratio of 5.0×. 12.8% of residents fall below the poverty threshold. Median household income is $91,957, above the U.S. median near $78,000. The vacancy rate is 1.1%. Around 50% of renters are cost-burdened. Educational attainment sits at 24% bachelor's-or-above. The ZIP holds roughly 5,255 housing units. Owners hold 64% of homes, renters 36%. DLRadar's demographic-stress index for the area reads 37/100. Population is roughly 12,413 with a median age of 46.

On balance 97027 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.