ZIP 97004 Foreclosure, Tax-Lien & Distress Report
Clackamas County, Oregon · High Value market
ZIP 97004's composite property-distress score is 29/100 - DLRadar classes that as low for Clackamas County, Oregon. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (91/100). Its standout signals are structural risk (64/100), institutional ownership (48/100), construction/permit lag (28/100). On the quiet end sit construction/permit lag (28/100) and mortgage stress (17/100). Latent structural risk is 64/100 while live distress already moving reads 5/100.
Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 13% higher over three years, at 11/100 phase confidence. Topping markets hide individual distress behind strong averages.
Population is roughly 4,105 with a median age of 50. Median household income is $114,167, above the U.S. median near $78,000. The typical home is worth about $721,300 (6.1× income). The vacancy rate is 2.9%. Owners hold 93% of homes, renters 7%. DLRadar's demographic-stress index for the area reads 35/100. The ZIP holds roughly 1,765 housing units. Around 29% of adults hold a bachelor's degree or higher. 6.2% of residents fall below the poverty threshold. Around 46% of renters are cost-burdened.
Overall, 97004 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 97004 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 97004's 29/100 can be lined up against any neighbor in Clackamas County, Oregon or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 97004 shows blanks, not estimates, wherever the record is sparse.
The 29/100 for 97004 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 97004 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 97004
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
97004 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Clackamas County
More distress data near 97004
Further distress data across Clackamas County, Oregon at ZIP, county and state level.
Unlock the full ZIP 97004 acquisition report
The full 97004 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology