ZIP 97004 Property Distress & Foreclosure Data

Composite property distress in 97004 (Clackamas County, Oregon) lands at 27/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (91/100). The sharpest non-environmental signals are structural risk (60/100), institutional ownership (46/100), mortgage stress (17/100). mortgage stress (17/100) and construction/permit lag (15/100) stay muted. Structural risk reads 60/100 against active distress of 5/100.

Prices here sit in a peak phase: values rose 1.8% over the trailing year, and 13% higher over three years, at 19/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

4,105 residents call 97004 home, typically aged 50. Households earn a median $114,167 — above the roughly $78,000 national figure. A median home runs $721,300 here, or 6.1 times local income. Vacancy runs 2.9%. The tenure split is 93% owner-occupied to 7% rented. On demographic stress specifically, 97004 scores 35/100. There are about 1,765 housing units across 97004. About 29% have a four-year degree. Roughly 6.2% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 46% of tenant households.

Overall, 97004 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.