ZIP 97022 Foreclosure, Tax-Lien & Distress Report

Clackamas County, Oregon's ZIP 97022 registers 29/100 composite distress, which DLRadar reads as low. On the structural side it scores 64/100, with 5/100 of stress already active. What sets it apart are the readings on structural risk (64/100), institutional ownership (48/100), construction/permit lag (28/100). On the quiet end sit construction/permit lag (28/100) and mortgage stress (17/100). Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (91/100)).

The market reads peak — home values rose 1.0% year on year, and 5% higher over three years, at 11/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 4.9%. Home values center near $630,800, an affordability ratio of 7.7× — stretched. 81% of housing is owner-occupied. There are about 1,374 housing units across 97022. Households earn a median $76,649 — near the roughly $78,000 national figure. On demographic stress specifically, 97022 scores 50/100. Population is roughly 3,172 with a median age of 51. 11.9% of residents fall below the poverty threshold. Rent burden reaches 88% of tenant households. Educational attainment sits at 18% bachelor's-or-above.

On balance 97022 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 97022 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 97022's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 97022 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 97022's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 97022 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.