ZIP 97035 Foreclosure, Tax-Lien & Distress Report

Clackamas County, Oregon's ZIP 97035 registers 29/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (83/100). Its heaviest discrete signals: structural risk (64/100), institutional ownership (46/100), construction/permit lag (33/100). By contrast, construction/permit lag (33/100) and mortgage stress (17/100) register low. Latent structural risk is 64/100 while live distress already moving reads 5/100.

The peak-phase market in 97035 posted values that rose 1.0% over the year, and 5% higher over three years (phase confidence 11/100). Topping markets hide individual distress behind strong averages.

Home values center near $837,100, an affordability ratio of 6.2×. Roughly 3.8% live below the poverty line, a low share typical of higher-equity areas. 64% of housing is owner-occupied. Households earn a median $126,866 — above the roughly $78,000 national figure. Vacancy runs 7.3%. The ZIP holds roughly 12,028 housing units. 25,875 residents call 97035 home, typically aged 43. DLRadar's demographic-stress index for the area reads 32/100. Educational attainment sits at 73% bachelor's-or-above. Around 34% of renters are cost-burdened.

Net-net, 97035 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 97035 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 97035's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 97035 reflects the current record instead of a stale or modeled snapshot.

97035's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 97035 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.