ZIP 97008 Foreclosure, Tax-Lien & Distress Report

ZIP code 97008 in Washington County, Oregon carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic distress index. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (63/100)). Its heaviest discrete signals: structural risk (61/100), institutional ownership (42/100), construction/permit lag (37/100). On the quiet end sit construction/permit lag (37/100) and mortgage stress (17/100). Structural risk reads 61/100 against active distress of 5/100.

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 1% higher over three years, at 11/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

29,183 residents call 97008 home, typically aged 40. At $90,246, median income runs above typical U.S. levels. The vacancy rate is 3.1%. Rent burden reaches 41% of tenant households. There are about 12,603 housing units across 97008. About 48% have a four-year degree. Home values center near $578,100, an affordability ratio of 6.2×. DLRadar's demographic-stress index for the area reads 37/100. The tenure split is 54% owner-occupied to 46% rented. The poverty rate is 9.7%.

On balance 97008 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 97008 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 97008 read uses the identical scoring model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 97008 stays directly comparable to neighboring ZIPs and the rest of Washington County, Oregon. The score is rebuilt from public data as it updates, so 97008 reflects the current record instead of a stale or modeled snapshot.

Behind 97008's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 97008 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.