ZIP 97116 Foreclosure, Tax-Lien & Distress Report

In Washington County, Oregon, ZIP 97116 scores 29 of 100 for composite distress, a low level on DLRadar's distress index. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (63/100). Its standout signals are structural risk (63/100), institutional ownership (47/100), construction/permit lag (37/100). On the quiet end sit construction/permit lag (37/100) and mortgage stress (17/100). The latent-versus-live split is 63/100 structural and 5/100 already moving.

The market reads peak — home values rose 1.0% year on year, and 4% higher over three years, at 11/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $495,800 here, or 5.5 times local income. Roughly 12.6% live below the poverty line. 65% of housing is owner-occupied. The vacancy rate is 3.0%. Population is roughly 29,598 with a median age of 36. Educational attainment sits at 33% bachelor's-or-above. Around 47% of renters are cost-burdened. The ZIP holds roughly 10,229 housing units. Households earn a median $87,308 — near the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 38/100.

Overall, 97116 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 97116 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 97116 can be compared directly against any other ZIP in Washington County, Oregon or nationwide. Where the record is thin for 97116, the field stays empty rather than modeled, and fills in as new documents post.

97116's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 97116 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.