Washington County, OR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Washington County, OR distress report, 2026: 32 ZIPs scored in Washington, OR, Washington, OR average 28/100; the top Washington, OR ZIP is 97007 at 30/100; Washington, OR market phase peak, Washington, OR prices +1.0% year over year.
- Washington, OR ranks #2,669 nationally (opportunity index); Washington, OR #31 in Oregon; Washington, OR index 25.1.
- Washington, OR ninety-day mortgage delinquency 0.4% in December 2025; Washington, OR twelve-month change +0.1%.
- Washington, OR ZIP phases: 32 peak.
- Washington, OR residential listings tracked: 151 across 23 ZIPs; Washington, OR candidate listings 80.
- Washington, OR HUD assisted properties: 26 with 4,117 units.
- Washington, OR lenders on watch: 4; largest Washington, OR footprint Columbia Bank (8 branches).
- Washington, OR most distressed ZIP: 97007 at 30/100.
Washington, OR figures: DLRadar distress index; Washington, OR inputs: CFPB, FHFA, HUD, FDIC; Washington, OR rebuilt as sources refresh.
| Rank | Washington, OR ZIP | Score |
|---|---|---|
| 1 | 97007 | 30/100 |
| 2 | 97035 | 30/100 |
| 3 | 97070 | 30/100 |
| 4 | 97003 | 29/100 |
| 5 | 97005 | 29/100 |
| 6 | 97006 | 29/100 |
| 7 | 97008 | 29/100 |
| 8 | 97062 | 29/100 |
| 9 | 97078 | 29/100 |
| 10 | 97106 | 29/100 |
| 11 | 97109 | 29/100 |
| 12 | 97113 | 29/100 |
Most distressed Washington, OR ZIPs (0-100, 2026)
Mortgage delinquency in Washington, OR
0.4% of Washington, OR mortgages were ninety-plus days late (Washington, OR, December 2025); Washington, OR thirty-to-eighty-nine days late: 0.7%; Washington, OR twelve-month change +0.1%; Washington, OR peak since 2008: 3.2% (December 2009); Oregon overall 0.6%. Washington, OR ninety-day series: Dec 24 0.3, Jan 25 0.3, Feb 25 0.3 (Washington, OR), Mar 25 0.2, Apr 25 0.3, May 25 0.3 (Washington, OR), Jun 25 0.3, Jul 25 0.3, Aug 25 0.3 (Washington, OR), Sep 25 0.3, Oct 25 0.3, Nov 25 0.3 (Washington, OR), Dec 25 0.4.
Opportunity index: Washington, OR
Washington, OR index 25.1, Washington, OR phase weak; Washington, OR primary driver bank institutional, Washington, OR second driver construction. Washington, OR components: property stress 14.1, foreclosure pressure 13.6, listing discounts 27.3, bank stress 59.4, insurance 0.0; Washington, OR pulse 27.1; Washington, OR capital opportunity 22.0; Washington, OR seven-day change +0.4%.
ZIP market phases inside Washington, OR
32 Washington, OR ZIPs carry a price-cycle phase; Washington, OR ZIPs by phase (Washington, OR), deepest drawdown first: peak, +1.0% YoY (Washington, OR): 97003, 97005, 97006, 97007, Washington, OR 97008, 97035, 97056, 97062, Washington, OR 97064, 97070, 97078, 97106, Washington, OR 97109, 97113, 97116, 97117.
Residential listings by Washington, OR ZIP
Washington, OR ZIPs with the most tracked Washington, OR residential listings: 97006 19 listings, 14 candidates, bank pressure 67; 97007 19 listings, 8 candidates, bank pressure 67; 97123 15 listings, 6 candidates, bank pressure 67; 97003 13 listings, 6 candidates, bank pressure 67 (Washington, OR); 97008 13 listings, 9 candidates, bank pressure 67; 97124 9 listings, 4 candidates, bank pressure 65; 97229 9 listings, 6 candidates, bank pressure 65; 97078 7 listings, 4 candidates, bank pressure 67. Washington, OR totals: 151 listings; Washington, OR candidates 80; active ZIPs 19.
HUD assisted housing in Washington, OR
26 assisted properties with 4,117 units sit in Washington, OR; largest Washington, OR properties: Deveraux Glen Apartments (Portland) 506 units; Commons At Verandas (Hillsboro) 496 units; Commons At Redwood Creek (Beaverton) 406 units in Washington, OR; Wilsonville Summit Apartments (Wilsonville) 326 units; Commons At Sylvan Highlands (Portland) 287 units; Commons At Creekside (Hillsboro) 250 units.
Lenders with branches in Washington, OR
Washington, OR lenders by branch count: Columbia Bank (Washington, OR): stress 58, 8 branches low in Washington, OR; Citizens Bank (Washington, OR): stress 85, 1 branch low in Washington, OR; Oregon Pacific Bk Dba Or Pac (Washington, OR): stress 62, 1 branch low in Washington, OR; Summit Bank (Washington, OR): stress 58, 1 branch low in Washington, OR.
Vacancy and permits, Washington, OR
7,872 of 243,278 Washington, OR housing units are vacant; Washington, OR permits, twelve months: 925 multifamily units in Washington, OR, 1,292 one-to-four unit units.
Work Washington, OR at the parcel level
Every Washington, OR parcel carries owner and address; every Washington, OR parcel carries APN; Washington, OR distress scores sit on the Washington, OR live board.
Washington, OR figures refresh with each source.
Washington, OR questions
Most distressed ZIP code in Washington County, OR?
ZIP 97007 leads Washington, OR at 30/100; next in Washington, OR: 97035 at 30/100; the Washington, OR average is 28/100.
Where does Washington County, OR rank for investment opportunity?
Washington, OR is #2,669 among all ranked counties, #31 in Oregon; the Washington, OR driver is bank institutional; Washington, OR moved up 203 places.
How many mortgages are delinquent in Washington County, OR?
0.4% of Washington, OR mortgages were ninety-plus days late in December 2025; the Washington, OR peak since 2008 was 3.2%.
Which banks lend in Washington County, OR?
4 watched lenders hold Washington, OR branches; the largest Washington, OR footprints are Columbia Bank (8), Citizens Bank (1), Oregon Pacific Bk Dba Or Pac (1).
More on Washington, OR
Washington County, OR distress report: public-record figures for Washington, OR; not legal advice for Washington, OR; not tax or investment advice; verify every Washington, OR record before acting.