ZIP 97003 Foreclosure, Tax-Lien & Distress Report

Washington County, Oregon's ZIP 97003 registers 28/100 composite distress, which DLRadar reads as low. Leading the profile are structural risk (62/100), institutional ownership (43/100), construction/permit lag (35/100). construction/permit lag (35/100) and mortgage stress (17/100) stay muted. The latent-versus-live split is 62/100 structural and 5/100 already moving. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (65/100)).

The market reads peak — home values rose 1.0% year on year, and 1% lower over three years (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $96,962, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 33/100. 8.3% of residents fall below the poverty threshold. The tenure split is 56% owner-occupied to 44% rented. There are about 11,367 housing units across 97003. Vacancy runs 6.2%. Around 37% of adults hold a bachelor's degree or higher. A median home runs $478,300 here, or 4.7 times local income. Around 33% of renters are cost-burdened. 27,791 residents call 97003 home, typically aged 35.

Net-net, 97003 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 97003 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 97003 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 97003, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 97003 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. For a buyer, 97003 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.