ZIP 97078 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 97078 (Washington County, Oregon) lands at 28/100 — low on DLRadar's distress scoring. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (63/100)). Structural exposure scores 61 and live distress 5 on the 0–100 scale. The sharpest non-environmental signals are structural risk (61/100), institutional ownership (42/100), construction/permit lag (37/100). On the quiet end sit construction/permit lag (37/100) and mortgage stress (17/100).

The market reads peak — home values rose 1.0% year on year, and 1% lower over three years (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Rent burden reaches 47% of tenant households. Vacancy runs 2.0%. The tenure split is 64% owner-occupied to 36% rented. The ZIP holds roughly 9,453 housing units. Households earn a median $83,940 — near the roughly $78,000 national figure. On demographic stress specifically, 97078 scores 38/100. Roughly 11.8% live below the poverty line. Population is roughly 25,813 with a median age of 36. Around 29% of adults hold a bachelor's degree or higher. The typical home is worth about $478,800 (5.5× income).

On balance 97078 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 97078's 28/100 can be lined up against any neighbor in Washington County, Oregon or any ZIP coast to coast. Sparse data for 97078 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 97078's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 97078 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.