ZIP 97123 Foreclosure, Tax-Lien & Distress Report

Washington County, Oregon's ZIP 97123 registers 27/100 composite distress, which DLRadar reads as low. On the structural side it scores 59/100, with 5/100 of stress already active. Its standout signals are structural risk (59/100), institutional ownership (41/100), construction/permit lag (35/100). On the quiet end sit construction/permit lag (35/100) and mortgage stress (16/100). Climate and flood risk are elevated too — climate & FEMA risk (95/100).

The peak-phase market in 97123 posted values that rose 1.0% over the year, and 3% higher over three years (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

48,622 residents call 97123 home, typically aged 37. Home values center near $538,500, an affordability ratio of 4.6×. The ZIP holds roughly 18,057 housing units. Median household income is $105,999, above the U.S. median near $78,000. Around 36% of adults hold a bachelor's degree or higher. 9.0% of residents fall below the poverty threshold. Owners hold 70% of homes, renters 30%. Around 41% of renters are cost-burdened. Vacancy runs 3.3%. On demographic stress specifically, 97123 scores 33/100.

Overall, 97123 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 97123 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 97123 can be compared directly against any other ZIP in Washington County, Oregon or nationwide. The score is rebuilt from public data as it updates, so 97123 reflects the current record instead of a stale or modeled snapshot.

Each component behind 97123 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. For an operator, 97123 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.