ZIP 97221 Foreclosure, Tax-Lien & Distress Report

ZIP code 97221 in Multnomah County, Oregon carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (71/100). Structural risk reads 64/100 against active distress of 3/100. The most distinctive pressure shows up in structural risk (64/100), institutional ownership (42/100), construction/permit lag (41/100). By contrast, mortgage stress (11/100) register low.

The market reads peak — home values rose 1.0% year on year, and 5% higher over three years (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $146,017, median income runs above typical U.S. levels. 73% of housing is owner-occupied. Rent burden reaches 44% of tenant households. About 78% have a four-year degree. The poverty rate is 7.3% — low. DLRadar's demographic-stress index for the area reads 30/100. The vacancy rate is 5.0%. Population is roughly 13,118 with a median age of 43. There are about 5,544 housing units across 97221. Home values center near $821,400, an affordability ratio of 5.4×.

Net-net, 97221 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 97221 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 97221 runs through one identical scoring model, so its 29/100 sits on the same scale as every other ZIP in Multnomah County, Oregon and the nation. Nothing here is interpolated — where a source is thin for 97221, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 97221 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. For a buyer, 97221 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.