ZIP 97205 Foreclosure, Tax-Lien & Distress Report

ZIP code 97205 in Multnomah County, Oregon carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Leading the profile are structural risk (55/100), construction/permit lag (51/100), institutional ownership (28/100). By contrast, institutional ownership (28/100) and mortgage stress (11/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (99/100). The split runs 55/100 structural to 3/100 active on the ground.

The peak-phase market in 97205 posted values that rose 1.0% over the year, and 6% higher over three years, at 11/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $58,943, median income runs below typical U.S. levels. Owners hold 20% of homes, renters 80%. DLRadar's demographic-stress index for the area reads 52/100. Around 41% of renters are cost-burdened. 9,232 residents call 97205 home, typically aged 41. Home values center near $637,100, an affordability ratio of 11.8× — stretched. 17.2% of residents fall below the poverty threshold. The vacancy rate is 7.5%. Educational attainment sits at 61% bachelor's-or-above. There are about 7,011 housing units across 97205.

Overall, 97205 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 97205 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 97205 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 97205 stays directly comparable to neighboring ZIPs and the rest of Multnomah County, Oregon. Sparse data for 97205 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 97205 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. For a buyer, 97205 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.