ZIP 97239 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 97239 (Multnomah County, Oregon) at a low 26/100 for overall property distress. The latent-versus-live split is 55/100 structural and 3/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (99/100). What sets it apart are the readings on structural risk (55/100), construction/permit lag (51/100), institutional ownership (28/100). By contrast, institutional ownership (28/100) and mortgage stress (11/100) register low.

The market reads peak — home values rose 1.0% year on year, and 2% lower over three years, at 11/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

18,224 residents call 97239 home, typically aged 39. A median home runs $772,700 here, or 6.5 times local income. Rent burden reaches 34% of tenant households. The tenure split is 45% owner-occupied to 55% rented. DLRadar's demographic-stress index for the area reads 35/100. The ZIP holds roughly 9,886 housing units. The vacancy rate is 5.5%. The poverty rate is 9.2%. Households earn a median $108,795 — above the roughly $78,000 national figure. Around 74% of adults hold a bachelor's degree or higher.

Overall, 97239 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 97239 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 97239 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 97239, the field stays empty rather than modeled, and fills in as new documents post.

The 26/100 figure for 97239 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 97239 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.