ZIP 97231 Property Distress & Foreclosure Data

ZIP code 97231 in Multnomah County, Oregon carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 54/100 against active distress of 3/100. What sets it apart are the readings on construction/permit lag (71/100), structural risk (54/100), institutional ownership (22/100). On the quiet end sit institutional ownership (22/100) and mortgage stress (9/100). Environmental exposure also runs high (climate & FEMA risk (92/100)).

The peak-phase market in 97231 posted values that rose 1.8% over the year, and 9% lower over three years, at 19/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 7.1%. Median household income is $122,063, above the U.S. median near $78,000. Home values center near $858,200, an affordability ratio of 6.5×. There are about 1,995 housing units across 97231. Owners hold 87% of homes, renters 13%. DLRadar's demographic-stress index for the area reads 34/100. Population is roughly 4,304 with a median age of 52. 5.5% of residents fall below the poverty threshold. Educational attainment sits at 60% bachelor's-or-above. Rent burden reaches 47% of tenant households.

On balance 97231 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.