ZIP 97203 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 97203 (Multnomah County, Oregon) returns a low composite of 29/100. Its heaviest discrete signals: structural risk (64/100), institutional ownership (42/100), construction/permit lag (41/100). By contrast, mortgage stress (11/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (71/100). Structural risk reads 64/100 against active distress of 3/100.

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 2% lower over three years, at 11/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $484,400, an affordability ratio of 6.0×. 19.5% of residents fall below the poverty threshold. Around 45% of adults hold a bachelor's degree or higher. There are about 13,677 housing units across 97203. Households earn a median $77,619 — near the roughly $78,000 national figure. 33,159 residents call 97203 home, typically aged 34. Rent burden reaches 39% of tenant households. On demographic stress specifically, 97203 scores 38/100. Vacancy runs 3.9%. The tenure split is 59% owner-occupied to 41% rented.

Net-net, 97203 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 97203 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 97203's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 97203 reflects the current record instead of a stale or modeled snapshot.

The 29/100 figure for 97203 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 97203 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.