ZIP 97230 Foreclosure, Tax-Lien & Distress Report

ZIP code 97230 in Multnomah County, Oregon carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic distress index. What sets it apart are the readings on structural risk (64/100), institutional ownership (42/100), construction/permit lag (41/100). By contrast, mortgage stress (11/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (71/100). Structural risk reads 64/100 against active distress of 3/100.

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 1% higher over three years, at 11/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 63% of homes, renters 37%. The ZIP holds roughly 17,321 housing units. Educational attainment sits at 28% bachelor's-or-above. Around 54% of renters are cost-burdened. Median household income is $70,582, near the U.S. median near $78,000. A median home runs $450,700 here, or 6.2 times local income. 15.4% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 42/100. About 41,682 people live here, median age 40. The vacancy rate is 6.1%.

On balance 97230 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 97230 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 97230 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 97230 shows blanks, not estimates, wherever the record is sparse.

97230's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 97230 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.