ZIP 97232 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 97232 in Multnomah County, Oregon comes in at 29, a low composite-distress reading. The most distinctive pressure shows up in structural risk (64/100), institutional ownership (42/100), construction/permit lag (41/100). mortgage stress (11/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (71/100). The latent-versus-live split is 64/100 structural and 3/100 already moving.

The peak-phase market in 97232 posted values that rose 1.0% over the year, and 1% higher over three years (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 45% of renters are cost-burdened. A median home runs $781,200 here, or 11.2 times local income. The poverty rate is 10.2%. About 65% have a four-year degree. Vacancy runs 8.7%. The tenure split is 25% owner-occupied to 75% rented. The ZIP holds roughly 10,034 housing units. On demographic stress specifically, 97232 scores 51/100. Median household income is $71,278, near the U.S. median near $78,000. Population is roughly 15,152 with a median age of 36.

On balance 97232 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 97232 is not published yet -- the ZIP-level readings above remain fully sourced.

The 97232 read uses the identical scoring model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 97232 stays directly comparable to neighboring ZIPs and the rest of Multnomah County, Oregon. Nothing here is interpolated — where a source is thin for 97232, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 97232 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. For a buyer, 97232 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.