ZIP 97132 Foreclosure, Tax-Lien & Distress Report

ZIP code 97132 in Yamhill County, Oregon carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Latent structural risk is 47/100 while live distress already moving reads 3/100. Climate and flood risk are elevated too — climate & FEMA risk (85/100). Leading the profile are structural risk (47/100), construction/permit lag (37/100), institutional ownership (29/100). By contrast, institutional ownership (29/100) and mortgage stress (11/100) register low.

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 7% higher over three years (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

66% of housing is owner-occupied. Around 42% of renters are cost-burdened. Population is roughly 31,715 with a median age of 36. The ZIP holds roughly 12,857 housing units. A median home runs $522,900 here, or 5.2 times local income. Vacancy runs 5.7%. Households earn a median $95,150 — above the roughly $78,000 national figure. On demographic stress specifically, 97132 scores 34/100. Around 39% of adults hold a bachelor's degree or higher. 7.7% of residents fall below the poverty threshold.

Net-net, 97132 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 97132 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 97132's 22/100 can be lined up against any neighbor in Yamhill County, Oregon or any ZIP coast to coast. Sparse data for 97132 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 22/100 figure for 97132 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 97132 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.