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ZIP 97114 Foreclosure, Tax-Lien & Distress Report

Yamhill County, Oregon · Distress market

ZIP code 97114 in Yamhill County, Oregon carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (84/100)). What sets it apart are the readings on structural risk (46/100), construction/permit lag (39/100), institutional ownership (28/100). By contrast, institutional ownership (28/100) and mortgage stress (10/100) register low. Structural risk reads 46/100 against active distress of 3/100.

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 4% higher over three years (phase confidence 11/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

85% of housing is owner-occupied. At $87,560, median income runs above typical U.S. levels. Home values center near $462,500, an affordability ratio of 5.2×. Roughly 11.5% live below the poverty line. The vacancy rate is 2.5%. There are about 1,707 housing units across 97114. About 5,136 people live here, median age 41. Around 34% of adults hold a bachelor's degree or higher. On demographic stress specifically, 97114 scores 34/100. Around 42% of renters are cost-burdened.

Net-net, 97114 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 97114's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 97114, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 97114 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. Treat 97114 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

22/100
Composite stress
46/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 97114

Foreclosure activity0
Mortgage stress10
Climate / FEMA risk84
97114 carries 9 additional scored dimensions

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

97114 at a glance

The live 97114 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Rules-based scoring — each signal ties to a public dataset · methodology

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