ZIP 97127 Foreclosure, Tax-Lien & Distress Report

Yamhill County, Oregon's ZIP 97127 registers 22/100 composite distress, which DLRadar reads as low. Latent structural risk is 46/100 while live distress already moving reads 3/100. Environmental exposure also runs high (climate & FEMA risk (84/100)). Leading the profile are structural risk (46/100), construction/permit lag (39/100), institutional ownership (28/100). By contrast, institutional ownership (28/100) and mortgage stress (10/100) register low.

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 6% higher over three years (phase confidence 11/100). Topping markets hide individual distress behind strong averages.

Home values center near $413,300, an affordability ratio of 4.0× — accessible. 89% of housing is owner-occupied. The vacancy rate is 0.0%. Rent burden reaches 51% of tenant households. DLRadar's demographic-stress index for the area reads 32/100. The ZIP holds roughly 1,405 housing units. Population is roughly 4,428 with a median age of 34. At $96,419, median income runs above typical U.S. levels. Around 16% of adults hold a bachelor's degree or higher. Roughly 5.8% live below the poverty line, a low share typical of higher-equity areas.

Overall, 97127 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 97127 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 97127's 22/100 can be lined up against any neighbor in Yamhill County, Oregon or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 97127 reflects the current record instead of a stale or modeled snapshot.

Each component behind 97127 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. In workflow terms, 97127 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.