ZIP 97128 Property Distress & Foreclosure Data

ZIP code 97128 in Yamhill County, Oregon carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (64/100), structural risk (51/100), institutional ownership (26/100). By contrast, institutional ownership (26/100) and mortgage stress (10/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (84/100). On the structural side it scores 51/100, with 3/100 of stress already active.

The market reads peak — home values rose 1.8% year on year, and 8% higher over three years (phase confidence 19/100). Topping markets hide individual distress behind strong averages.

The poverty rate is 15.1%. Around 50% of renters are cost-burdened. The ZIP holds roughly 15,217 housing units. The demographic-stress sub-score lands at 40/100. About 38,625 people live here, median age 41. Around 28% of adults hold a bachelor's degree or higher. 65% of housing is owner-occupied. The vacancy rate is 4.5%. At $72,055, median income runs near typical U.S. levels. The typical home is worth about $457,600 (5.8× income).

Net-net, 97128 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.