ZIP 97128 Foreclosure, Tax-Lien & Distress Report

Yamhill County, Oregon's ZIP 97128 registers 21/100 composite distress, which DLRadar reads as low. Property-level stress concentrates in structural risk (44/100), construction/permit lag (31/100), institutional ownership (28/100). institutional ownership (28/100) and mortgage stress (10/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (84/100). Structural risk reads 44/100 against active distress of 3/100.

The peak-phase market in 97128 posted values that rose 1.0% over the year, and 8% higher over three years, at 11/100 phase confidence. Topping markets hide individual distress behind strong averages.

Roughly 15.1% live below the poverty line. Rent burden reaches 50% of tenant households. There are about 15,217 housing units across 97128. On demographic stress specifically, 97128 scores 40/100. 38,625 residents call 97128 home, typically aged 41. Around 28% of adults hold a bachelor's degree or higher. The tenure split is 65% owner-occupied to 35% rented. Vacancy runs 4.5%. At $72,055, median income runs near typical U.S. levels. The typical home is worth about $457,600 (5.8× income).

On balance 97128 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 97128 at the moment; the composite and its components are still built from verifiable records.

Whether 97128 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 97128 can be compared directly against any other ZIP in Yamhill County, Oregon or nationwide. 97128 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 97128's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 97128 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.