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County and ZIP distress scoring, market phase, and the deals that surfaced today.

ZIP 97148 Foreclosure, Tax-Lien & Distress Report

Yamhill County, Oregon · Distress market

DLRadar grades ZIP 97148 (Yamhill County, Oregon) at a low 22/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (84/100). The split runs 46/100 structural to 3/100 active on the ground. The sharpest non-environmental signals are structural risk (46/100), construction/permit lag (39/100), institutional ownership (28/100). institutional ownership (28/100) and mortgage stress (10/100) stay muted.

The peak-phase market in 97148 posted values that rose 1.0% over the year, and 15% higher over three years, at 11/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Rent burden reaches 48% of tenant households. The vacancy rate is 11.4% — elevated. Households earn a median $97,150 — above the roughly $78,000 national figure. 3,125 residents call 97148 home, typically aged 37. Home values center near $609,400, an affordability ratio of 5.5×. Educational attainment sits at 22% bachelor's-or-above. Roughly 10.0% live below the poverty line. The demographic-stress sub-score lands at 38/100. The ZIP holds roughly 1,168 housing units. Owners hold 83% of homes, renters 17%.

Overall, 97148 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 97148 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 97148's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 97148 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

97148's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 97148 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

22/100
Composite stress
46/100
Structural risk
3/100
Distress activity

Signal-by-signal read on 97148

Foreclosure activity0
Mortgage stress10
Climate / FEMA risk84
9 further dimensions of distress are measured for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 97148 Stress Report snapshot

The live 97148 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Rules-based scoring — each signal ties to a public dataset · methodology

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