ZIP 97106 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 97106 (Washington County, Oregon) returns a low composite of 28/100. The most distinctive pressure shows up in structural risk (62/100), institutional ownership (43/100), construction/permit lag (35/100). construction/permit lag (35/100) and mortgage stress (17/100) stay muted. Structural exposure scores 62 and live distress 5 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (65/100).

The peak-phase market in 97106 posted values that rose 1.0% over the year, and 6% higher over three years, at 11/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $108,383, median income runs above typical U.S. levels. 6.9% of residents fall below the poverty threshold. About 5,009 people live here, median age 41. The ZIP holds roughly 1,962 housing units. Rent burden reaches 34% of tenant households. About 41% have a four-year degree. The tenure split is 88% owner-occupied to 12% rented. The demographic-stress sub-score lands at 29/100. The typical home is worth about $546,400 (4.7× income). The vacancy rate is 4.3%.

Net-net, 97106 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 97106 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 97106 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 97106 stays directly comparable to neighboring ZIPs and the rest of Washington County, Oregon. Sparse data for 97106 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 28/100 for 97106 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 97106 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.