ZIP 97045 Property Distress & Foreclosure Data

Composite property distress in 97045 (Clackamas County, Oregon) lands at 27/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (91/100)). The latent-versus-live split is 60/100 structural and 5/100 already moving. The sharpest non-environmental signals are structural risk (60/100), institutional ownership (46/100), mortgage stress (17/100). On the quiet end sit mortgage stress (17/100) and construction/permit lag (15/100).

The peak-phase market in 97045 posted values that rose 1.8% over the year, and 4% higher over three years (phase confidence 19/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 75% of homes, renters 25%. Around 46% of renters are cost-burdened. 6.6% of residents fall below the poverty threshold. Educational attainment sits at 33% bachelor's-or-above. The vacancy rate is 3.7%. DLRadar's demographic-stress index for the area reads 36/100. Median household income is $100,388, above the U.S. median near $78,000. Population is roughly 57,432 with a median age of 39. Home values center near $587,700, an affordability ratio of 5.6×. The ZIP holds roughly 21,884 housing units.

On balance 97045 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.