ZIP 97086 Property Distress & Foreclosure Data

Composite property distress in 97086 (Clackamas County, Oregon) lands at 27/100 — low on DLRadar's public-record scoring. Structural exposure scores 60 and live distress 5 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (91/100). The sharpest non-environmental signals are structural risk (60/100), institutional ownership (46/100), mortgage stress (17/100). By contrast, mortgage stress (17/100) and construction/permit lag (15/100) register low.

The market reads peak — home values rose 1.8% year on year, and 2% higher over three years, at 19/100 phase confidence. Topping markets hide individual distress behind strong averages.

64% of housing is owner-occupied. There are about 13,740 housing units across 97086. About 33,685 people live here, median age 41. The demographic-stress sub-score lands at 38/100. The typical home is worth about $697,400 (6.4× income). The poverty rate is 8.5%. Vacancy runs 6.1%. At $102,591, median income runs above typical U.S. levels. Rent burden reaches 45% of tenant households. Around 43% of adults hold a bachelor's degree or higher.

Net-net, 97086 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

27/100
Composite stress
60/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 97086

Foreclosure activity0
Mortgage stress17
Climate / FEMA risk96
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Clackamas County

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Deterministic. Every signal traces to a public dataset · methodology