ZIP 97086 Foreclosure, Tax-Lien & Distress Report
Clackamas County, Oregon · High Value market
Composite property distress in 97086 (Clackamas County, Oregon) lands at 29/100 — low on DLRadar's public-record scoring. Structurally it carries 64/100, against 5/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (91/100)). Leading the profile are structural risk (64/100), institutional ownership (48/100), construction/permit lag (28/100). By contrast, construction/permit lag (28/100) and mortgage stress (17/100) register low.
The market reads peak — home values rose 1.0% year on year, and 2% higher over three years (phase confidence 11/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
64% of housing is owner-occupied. The ZIP holds roughly 13,740 housing units. Population is roughly 33,685 with a median age of 41. The demographic-stress sub-score lands at 38/100. Home values center near $697,400, an affordability ratio of 6.4×. The poverty rate is 8.5%. The vacancy rate is 6.1%. At $102,591, median income runs above typical U.S. levels. Around 45% of renters are cost-burdened. About 43% have a four-year degree.
On balance 97086 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 97086 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 97086 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 97086, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 97086 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. In workflow terms, 97086 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 97086 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 97086 by the numbers
The live 97086 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Built from public records, scored the same way everywhere · methodology