ZIP 97303 Foreclosure, Tax-Lien & Distress Report

Marion County, Oregon's ZIP 97303 registers 20/100 composite distress, which DLRadar reads as low. Structurally it carries 45/100, against 2/100 of stress already in motion. The pressure is most legible in structural risk (45/100), institutional ownership (16/100), construction/permit lag (12/100). By contrast, construction/permit lag (12/100) and mortgage stress (6/100) register low. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (68/100)).

The contraction-phase market in 97303 posted values that fell 0.6% over the year, and 6% higher over three years (phase confidence 33/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Home values center near $433,900, an affordability ratio of 4.9×. Vacancy runs 3.2%. Owners hold 63% of homes, renters 38%. Educational attainment sits at 27% bachelor's-or-above. There are about 15,758 housing units across 97303. The poverty rate is 8.7%. Around 41% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 35/100. About 40,893 people live here, median age 37. At $81,057, median income runs near typical U.S. levels.

Taken together, 97303 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 97303 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 97303 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 97303, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 97303 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. In workflow terms, 97303 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.