Polk County, OR: Foreclosures, Tax Liens & Distressed Properties
Polk County, OR, Oregon: 11 ZIP codes scored, Polk County, OR averaging 23/100 (low, Polk, OR), from 21 to 25. Polk County, OR is in its contraction phase (Polk, OR confidence 33/100): Polk, OR home prices down 0.6% (Polk, OR) over twelve months. Polk County, OR lender headwind: 61/100.
Highest-scoring Polk County, OR ZIPs: 97338 (25/100), 97344 (25/100), 97351 (25/100), 97371 (25/100), 97304 (24/100), 97347 (23/100). Also scored in Polk County, OR: 97361, 97378, 97101, 97396, 97370.
Across Polk County, OR's scored ZIPs: median home value $436,309, household income $81,449, 5.7% vacancy, 14.3% poverty, 64% owner-occupied, median age 42.0.
Polk County, OR insurance distress 46/100 (#1,179 in the US); FEMA hazard 40/100 for Polk, OR; 2 federal disaster declarations in Polk County, OR since 2023; 2 Polk, OR NFIP flood claims, $4K paid; Polk, OR construction distress 49/100.
6 banks with 9 branches lend in Polk County, OR; Polk, OR weighted bank stress 67/100, highest 85/100 in Polk, OR.
Polk County, OR unemployment 5.0% (Polk, OR -0.2 pts, six months); 117 new housing units permitted in Polk County, OR over twelve months, Polk, OR down 7% from 126; Polk, OR home prices +6.4% a year (Polk, OR) over three years.
34,867 housing units in Polk County, OR; 11,534 Polk, OR renter households; 48% of Polk, OR renters spend 30%+ of income on rent, 25% (Polk, OR) half or more.
Polk County, OR ranks #2,304 nationally on the opportunity index (Polk, OR, among all ranked counties); Polk, OR scores 26.7/100 and Polk, OR sits #21 inside Oregon. Polk, OR is in the weak opportunity phase; Polk, OR's primary driver is bank institutional, Polk, OR second driver construction; Polk, OR moved down 349 places. 9 short-sale listings across Polk, OR; 61 days on market observed in Polk, OR; 4.9% vacancy over 11 Polk, OR ZIPs.
No CFPB county sample covers Polk County, OR. The metro area reading for Polk, OR (Salem, OR): 0.6% ninety-plus days late; Polk, OR's thirty-to-eighty-nine share is 1.6% (Polk, OR, December 2025 data); Oregon overall 0.6%.
Polk County, OR has 2 watched banks; 2 Polk, OR banks sit in an elevated band. Polk, OR footprints: Columbia Bank (2 branches, stress 58) in Polk, OR; Citizens Bank (1 branch, stress 85) in Polk, OR.
HUD lists 1 assisted multifamily property in Polk County, OR with 64 units.
1,881 of the 34,867 housing units in Polk, OR sit vacant. Polk County, OR permitted 0 multifamily units in twelve months; Polk, OR's one-to-four unit structures added 117 units in Polk County, OR.