Polk County, OR: Foreclosures, Tax Liens & Distressed Properties
Polk County, Oregon is scored end-to-end by DLRadar for property distress, drawn only from deterministic public records. 11 ZIP codes are tracked county-wide, averaging 23/100 distress. ZIP-level distress ranges from 24/100 at the top down to 20/100. County-level credit and bank headwind reads 61/100 — elevated, a sign of lender stress locally.
The contraction-phase county posted home values that fell 0.6% over twelve months, a 33/100-confidence read. As the cycle turns down, defaults edge upward which surfaces more motivated sellers.
With Polk County at -0.6% YoY (33/100 confidence), patience pays here — the distressed-to-retail spread does the work. Its 61/100 lender headwind favors patient capital: banks under pressure move REO faster.
The most-distressed ZIP codes in Polk County are 97338 (24/100), 97344 (24/100), 97351 (24/100), 97371 (24/100), 97304 (23/100), 97101 (22/100), each with its own full DLRadar report. The breakdown continues through 97347, 97378, 97396, 97370, 97361 and more.
Underneath the scores, Polk County's tracked footprint report a 14.3% poverty rate, 64% of homes owner-occupied, median home values around $436,309 (above the national figure), residents with a median age around 42, vacancy near 5.7%, incomes around $81,449. Taken together, they frame the volume of pressured sellers and the exit liquidity behind them.
Polk County, Oregon's 23/100 average over 11 ZIPs says the opportunity hides below the average where the ZIP scores point. A DLRadar subscription opens every Polk County parcel: owner and contact detail, APN, a score, the bank behind the note and how fast it should sell.
No county is too small to score: Polk County, Oregon runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Polk County's numbers mean exactly what they mean anywhere else in Oregon.
Polk County, Oregon is best worked from the top of the score down; blanket outreach across Polk County dilutes effort that the ZIP-level numbers would have focused. Provenance for Polk County is explicit: recorders and courts for filings, FHFA for prices, FDIC for lenders. No interpolation, no synthetic values.
The ZIP breakdown for Polk County leads with 97338 (24/100), 97344 (24/100), 97351 (24/100), 97371 (24/100), 97304 (23/100), 97101 (22/100). DLRadar also scores 97347, 97378, 97396, 97370, 97361 across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.
DLRadar's composite for Polk County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.
| ZIP | State | Distress score | 🔒 Owner | 🔒 Property Address | 🔒 Parcel ID |
|---|---|---|---|---|---|
| 97338 | OR | 24 | |||
| 97344 | OR | 24 | |||
| 97351 | OR | 24 | |||
| 97371 | OR | 24 | |||
| 97304 | OR | 23 | |||
| 97101 | OR | 22 | |||
| 97347 | OR | 22 | |||
| 97378 | OR | 22 |
Polk County ZIPs ranked by distress
Work Polk County, Oregon at the parcel level
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The adjacent DLRadar layers
The stack runs top-down — cycle, credit, coverage, ZIP, parcel — so a signal you find here can be verified against four others.
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