Polk County, OR: Home-Insurance Distress & Forced-Sale Pressure
Polk County, OR: 46/100 (elevated) home-insurance distress; Polk, OR band MEDIUM; Polk, OR #1,179 of 3,222 counties; Polk, OR #22 of 36 in Oregon.
FEMA hazard, Polk, OR: 40/100; Polk, OR declarations, three years: 2; Polk, OR perils: 2 severe-storm; hazard-weighted, Polk, OR: 2.0.
Declared incidents on the Polk, OR record: 2026 Severe Storm 2 (Polk, OR).
NFIP claims, Polk, OR, three years: 2; Polk, OR payouts $3,994; per Polk, OR claim $1,997; Polk, OR claim-stress 55/100.
Polk, OR monthly score rose, 7 (March 2026) to 46 (October 2026); Polk, OR by month: March 7, April 7, May 36, June 36 (Polk, OR), July 34, August 33, September 32, October 46.
Polk, OR components: climate 40, NFIP claims 55; Polk, OR retreat index 46.
Construction distress, Polk, OR: 49/100 as of August 2026 (Polk, OR: 53/100 one-to-four unit, 0/100 multifamily).
Polk, OR ZIPs, June 2026 (Polk, OR, 11 highest): score 0 (Polk, OR), climate 85 (Polk, OR): 97370; score 0 (Polk, OR), climate 82 (Polk, OR): 97396; score 0 (Polk, OR), climate 81 (Polk, OR): 97101; score 0 (Polk, OR), climate 80 (Polk, OR): 97347, 97378; score 0 (Polk, OR), climate 77 (Polk, OR): 97304, 97361; score 0 (Polk, OR), climate 76 (Polk, OR): 97338, 97344, 97351, 97371.
DLRadar rescores Polk, OR monthly; Polk, OR readings join Polk, OR foreclosure, lien and ownership parcels (Polk, OR), so cost-squeezed Polk, OR owners surface before listing.
Inside Oregon, Polk County ranks 22nd of 36 counties for home-insurance distress at 46/100; Benton County (47/100) sits just above Polk County, and Deschutes County (45/100) sits just below Polk County.
Deterministic. Every Polk County, OR signal traces to a public Polk dataset (FEMA, NFIP, Census for Polk, OR) · how insurance distress works in Polk, OR · methodology
FAQ: Polk County, OR insurance distress
What is the Polk County, OR home-insurance-distress score?
Polk, OR: 46/100 (MEDIUM), #1,179 of 3,222, #22 in Oregon. FEMA hazard, Polk, OR: 40/100; NFIP stress, Polk, OR: 55/100; construction, Polk, OR: 49/100; Polk, OR rescores monthly.
Is Polk County insurance distress getting better or worse (OR)?
Polk, OR: 7 in March 2026; Polk, OR: 46 in October 2026 (worse); Polk, OR climate component 40; Polk, OR NFIP claims score 55.
How many flood-insurance claims has Polk County, OR had?
Polk, OR: 2 NFIP claims, three years; Polk, OR paid $3,994; per Polk, OR claim $1,997; carriers reprice Polk, OR against that record.
Which Polk County ZIP codes carry the most insurance distress (OR)?
Polk, OR, June 2026: 97370 at 0, 97396 at 0, 97101 at 0, 97347 at 0; Polk, OR climate scores there: 85, 82, 81, 80.
Why does Polk, OR insurance distress create sellers?
A Polk, OR premium outruns the Polk, OR budget; a carrier leaves Polk, OR; Polk, OR carrying cost passes plan; Polk, OR owners sell while current; Polk, OR insurance distress leads Polk, OR foreclosure data.