ZIP 97344 Foreclosure, Tax-Lien & Distress Report
Polk County, Oregon · Cooling Market market
ZIP code 97344 in Polk County, Oregon carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Its standout signals are construction/permit lag (64/100), structural risk (51/100), institutional ownership (27/100). By contrast, institutional ownership (27/100) and mortgage stress (3/100) register low. The latent-versus-live split is 51/100 structural and 1/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (76/100).
The market reads contraction — home values fell 0.6% year on year, at 33/100 phase confidence. A cooling market tends to open discount-to-value windows.
Rent burden reaches 68% of tenant households. The vacancy rate is 2.9%. On demographic stress specifically, 97344 scores 42/100. Around 18% of adults hold a bachelor's degree or higher. Households earn a median $54,018 — below the roughly $78,000 national figure. Owners hold 77% of homes, renters 23%. The poverty rate is 17.2% — high, a tax-stress and distress correlate. Home values center near $320,700, an affordability ratio of 5.5×. There are about 535 housing units across 97344. Population is roughly 1,464 with a median age of 38.
Net-net, 97344 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 97344 at the moment; the composite and its components are still built from verifiable public records.
Big metro or rural, 97344 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Polk County, Oregon and the nation. Sparse data for 97344 shows as blanks, never estimates, and the score updates on every fresh public filing.
97344's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 97344 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 97344’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 97344 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Polk County ZIP reports
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Each signal above is traceable to an open dataset · methodology