ZIP 97344 Property Distress & Foreclosure Data

ZIP code 97344 in Polk County, Oregon carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (93/100), structural risk (50/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (3/100) register low. On the structural side it scores 50/100, with 1/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (76/100).

The market reads peak — home values rose 1.2% year on year, 1.5% off the recent peak (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

Around 68% of renters are cost-burdened. The vacancy rate is 2.9%. The demographic-stress sub-score lands at 42/100. Around 18% of adults hold a bachelor's degree or higher. At $54,018, median income runs below typical U.S. levels. 77% of housing is owner-occupied. The poverty rate is 17.2% — high, a tax-stress and distress correlate. The typical home is worth about $320,700 (5.5× income). The ZIP holds roughly 535 housing units. About 1,464 people live here, median age 38.

Net-net, 97344 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.