ZIP 97390 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 97390 in Lincoln County, Oregon comes in at 27, a low composite-distress reading. Structurally it carries 60/100, against 5/100 of stress already in motion. The pressure is most legible in structural risk (60/100), institutional ownership (44/100), construction/permit lag (31/100). construction/permit lag (31/100) and mortgage stress (17/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (72/100).

Prices here sit in a neutral phase: values rose 1.9% over the trailing year, and 10% higher over three years (phase confidence 10/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 708 people live here, median age 69. There are about 636 housing units across 97390. 23.2% of residents fall below the poverty threshold. 89% of housing is owner-occupied. Median household income is $70,488, near the U.S. median near $78,000. About 47% have a four-year degree. The vacancy rate is 14.6% — elevated. Around 41% of renters are cost-burdened. Home values center near $429,400, an affordability ratio of 5.9×. DLRadar's demographic-stress index for the area reads 36/100.

On the whole, 97390 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 97390 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 97390 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 97390 can be compared directly against any other ZIP in Lincoln County, Oregon or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 97390 shows blanks, not estimates, wherever the record is sparse.

97390's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 97390 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.