ZIP 97391 Property Distress & Foreclosure Data

DLRadar grades ZIP 97391 (Lincoln County, Oregon) at a moderate 31/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (88/100), flood (NFIP) exposure (70/100). On the structural side it scores 69/100, with 6/100 of stress already active. Property-level stress concentrates in construction/permit lag (77/100), structural risk (69/100), institutional ownership (41/100). mortgage stress (20/100) stay muted.

Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 16% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 5.0%. On demographic stress specifically, 97391 scores 42/100. Households earn a median $57,793 — below the roughly $78,000 national figure. About 23% have a four-year degree. Around 46% of renters are cost-burdened. The tenure split is 66% owner-occupied to 34% rented. Roughly 21.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $352,900 here, or 6.1 times local income. 5,944 residents call 97391 home, typically aged 45. The ZIP holds roughly 2,305 housing units.

Taken together, 97391 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.