ZIP 97391 Foreclosure, Tax-Lien & Distress Report

In Lincoln County, Oregon, ZIP 97391 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (88/100), flood (NFIP) exposure (70/100). On the structural side it scores 61/100, with 6/100 of stress already active. Its heaviest discrete signals: structural risk (61/100), institutional ownership (44/100), construction/permit lag (39/100). By contrast, construction/permit lag (39/100) and mortgage stress (20/100) register low.

The market reads peak — home values rose 1.2% year on year, and 16% higher over three years, at 9/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 5.0%. On demographic stress specifically, 97391 scores 42/100. At $57,793, median income runs below typical U.S. levels. Around 23% of adults hold a bachelor's degree or higher. Rent burden reaches 46% of tenant households. 66% of housing is owner-occupied. 21.6% of residents fall below the poverty threshold. Home values center near $352,900, an affordability ratio of 6.1×. About 5,944 people live here, median age 45. The ZIP holds roughly 2,305 housing units.

Taken together, 97391 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 97391 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 97391 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in Lincoln County, Oregon and the nation. Where the public record is thin for 97391, the field stays empty rather than modeled, and fills in as new documents post.

Behind 97391's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 97391 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.