ZIP 97341 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 97341 (Lincoln County, Oregon) at a low 28/100 for overall property distress. Structural risk reads 61/100 against active distress of 6/100. It additionally carries heavy environmental risk: climate & FEMA risk (88/100), flood (NFIP) exposure (70/100). Its heaviest discrete signals: structural risk (61/100), institutional ownership (44/100), construction/permit lag (39/100). construction/permit lag (39/100) and mortgage stress (20/100) stay muted.

The peak-phase market in 97341 posted values that rose 1.2% over the year, and 19% higher over three years (phase confidence 9/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 2,618 housing units across 97341. Vacancy runs 39.3%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $337,400 (5.5× income). Rent burden reaches 43% of tenant households. The tenure split is 79% owner-occupied to 21% rented. Educational attainment sits at 32% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 38/100. The poverty rate is 11.4%. Population is roughly 3,194 with a median age of 61. At $62,917, median income runs below typical U.S. levels.

On the whole, 97341 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 97341's 28/100 can be lined up against any neighbor in Lincoln County, Oregon or any ZIP coast to coast. Where the public record is thin for 97341, the field stays empty rather than modeled, and fills in as new documents post.

The 28/100 figure for 97341 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 97341 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.