Lincoln County, OR: Foreclosures, Tax Liens & Distressed Properties

Lincoln County, OR, Oregon: 18 ZIP codes scored, Lincoln County, OR averaging 27/100 (low, Lincoln, OR), from 22 to 28. Lincoln County, OR is in its peak phase (Lincoln, OR confidence 9/100): Lincoln, OR home prices up 1.2% (Lincoln, OR) over twelve months. Lincoln County, OR lender headwind: 54/100.

Highest-scoring Lincoln County, OR ZIPs: 97498 (28/100), 97341 (27/100), 97343 (27/100), 97357 (27/100), 97364 (27/100), 97365 (27/100). Also scored in Lincoln County, OR: 97366, 97367, 97369, 97376, 97380, 97388, 97390, 97391, 97394, 97368.

Across Lincoln County, OR's scored ZIPs: median home value $435,228, household income $62,622, 28.1% vacancy, 17.0% poverty, 77% owner-occupied, median age 53.9.

Lincoln County, OR insurance distress 58/100 (#931 in the US); FEMA hazard 52/100 for Lincoln, OR; 4 federal disaster declarations in Lincoln County, OR since 2023; 4 Lincoln, OR NFIP flood claims, $45K paid; Lincoln, OR construction distress 29/100.

8 banks with 20 branches lend in Lincoln County, OR; Lincoln, OR weighted bank stress 66/100, highest 72/100 in Lincoln, OR.

Lincoln County, OR unemployment 5.7% (Lincoln, OR -0.9 pts, six months); 253 new housing units permitted in Lincoln County, OR over twelve months, Lincoln, OR up 19% from 212; Lincoln, OR home prices +9.0% a year (Lincoln, OR) over three years.

32,628 housing units in Lincoln County, OR; 6,537 Lincoln, OR renter households; 48% of Lincoln, OR renters spend 30%+ of income on rent, 27% (Lincoln, OR) half or more.

Lincoln County, OR ranks #924 nationally on the opportunity index (Lincoln, OR, among all ranked counties); Lincoln, OR scores 31.5/100 and Lincoln, OR sits #8 inside Oregon. Lincoln, OR is in the early_signal opportunity phase; Lincoln, OR's primary driver is vacancy, Lincoln, OR second driver bank institutional; Lincoln, OR moved down 222 places. 9 short-sale listings across Lincoln, OR; 75 days on market observed in Lincoln, OR; 26.0% vacancy over 18 Lincoln, OR ZIPs.

No CFPB county sample covers Lincoln County, OR. The state reading for Lincoln, OR: 0.6% ninety-plus days late; Lincoln, OR's thirty-to-eighty-nine share is 1.2% (Lincoln, OR, December 2025 data).

Lincoln County, OR has 2 watched banks; 2 Lincoln, OR banks sit in an elevated band. Lincoln, OR footprints: Oregon Coast Bank (4 branches, stress 71) in Lincoln, OR; Columbia Bank (3 branches, stress 58) in Lincoln, OR.

HUD lists 1 assisted multifamily property in Lincoln County, OR with 80 units.

9,513 of the 32,628 housing units in Lincoln, OR sit vacant. Lincoln County, OR permitted 129 multifamily units in twelve months; Lincoln, OR's one-to-four unit structures added 124 units in Lincoln County, OR.