ZIP 97380 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 97380 (Lincoln County, Oregon) returns a low composite of 28/100. The pressure is most legible in structural risk (61/100), institutional ownership (44/100), construction/permit lag (39/100). On the quiet end sit construction/permit lag (39/100) and mortgage stress (20/100). Structural risk reads 61/100 against active distress of 6/100. It additionally carries heavy environmental risk: climate & FEMA risk (88/100), flood (NFIP) exposure (70/100).

The peak-phase market in 97380 posted values that rose 1.2% over the year, and 57% higher over three years, at 9/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 962 housing units. Vacancy runs 10.8%. At $58,333, median income runs below typical U.S. levels. Educational attainment sits at 16% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 32/100. 73% of housing is owner-occupied. Around 12% of renters are cost-burdened. A median home runs $277,200 here, or 4.3 times local income. Roughly 19.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 2,116 residents call 97380 home, typically aged 38.

Overall, 97380 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 97380 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 97380 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 97380 reflects the current record instead of a stale or modeled snapshot.

97380's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 97380 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.