ZIP 97380 Property Distress & Foreclosure Data

ZIP code 97380 in Lincoln County, Oregon carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (77/100), structural risk (69/100), institutional ownership (41/100). By contrast, mortgage stress (20/100) register low. On the structural side it scores 69/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (88/100), flood (NFIP) exposure (70/100).

The market reads peak — home values rose 2.0% year on year, and 57% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 962 housing units. The vacancy rate is 10.8%. At $58,333, median income runs below typical U.S. levels. Around 16% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 32/100. 73% of housing is owner-occupied. Around 12% of renters are cost-burdened. The typical home is worth about $277,200 (4.3× income). The poverty rate is 19.7% — high, a tax-stress and distress correlate. About 2,116 people live here, median age 38.

Net-net, 97380 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.