ZIP 97365 Property Distress & Foreclosure Data

Composite property distress in 97365 (Lincoln County, Oregon) lands at 31/100 — moderate on DLRadar's public-record scoring. Structural exposure scores 69 and live distress 6 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (77/100), structural risk (69/100), institutional ownership (41/100). By contrast, mortgage stress (20/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (88/100), flood (NFIP) exposure (70/100).

The market reads peak — home values rose 2.0% year on year, and 6% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 6,196 housing units across 97365. The typical home is worth about $441,700 (6.9× income). The poverty rate is 16.9% — high, a tax-stress and distress correlate. Around 31% of adults hold a bachelor's degree or higher. About 10,905 people live here, median age 51. The demographic-stress sub-score lands at 43/100. Vacancy runs 16.5%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 43% of tenant households. 60% of housing is owner-occupied. At $60,736, median income runs below typical U.S. levels.

Net-net, 97365 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.