ZIP 97376 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 97376 (Lincoln County, Oregon) returns a low composite of 28/100. Structural risk reads 61/100 against active distress of 6/100. It additionally carries heavy environmental risk: climate & FEMA risk (88/100), flood (NFIP) exposure (70/100). Leading the profile are structural risk (61/100), institutional ownership (44/100), construction/permit lag (39/100). construction/permit lag (39/100) and mortgage stress (20/100) stay muted.

The peak-phase market in 97376 posted values that rose 1.2% over the year, and 3% higher over three years (phase confidence 9/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

1,226 residents call 97376 home, typically aged 50. Home values center near $428,000, an affordability ratio of 6.9×. 15.4% of residents fall below the poverty threshold. Around 23% of adults hold a bachelor's degree or higher. The tenure split is 74% owner-occupied to 26% rented. There are about 876 housing units across 97376. Median household income is $59,976, below the U.S. median near $78,000. Rent burden reaches 36% of tenant households. Vacancy runs 27.8%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 42/100.

Net-net, 97376 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 97376 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 97376 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 97376 stays directly comparable to neighboring ZIPs and the rest of Lincoln County, Oregon. The score is rebuilt from public data as it updates, so 97376 reflects the current record instead of a stale or modeled snapshot.

Each component behind 97376 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. For a buyer, 97376 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.