ZIP 97376 Property Distress & Foreclosure Data

ZIP code 97376 in Lincoln County, Oregon carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 69 and live distress 6 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (88/100), flood (NFIP) exposure (70/100). What sets it apart are the readings on construction/permit lag (77/100), structural risk (69/100), institutional ownership (41/100). mortgage stress (20/100) stay muted.

Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 3% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

1,226 residents call 97376 home, typically aged 50. A median home runs $428,000 here, or 6.9 times local income. Roughly 15.4% live below the poverty line. About 23% have a four-year degree. The tenure split is 74% owner-occupied to 26% rented. There are about 876 housing units across 97376. Households earn a median $59,976 — below the roughly $78,000 national figure. Rent burden reaches 36% of tenant households. Vacancy runs 27.8%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 97376 scores 42/100.

Taken together, 97376 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.