ZIP 97366 Property Distress & Foreclosure Data

Lincoln County, Oregon's ZIP 97366 registers 31/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in construction/permit lag (77/100), structural risk (69/100), institutional ownership (41/100). On the quiet end sit mortgage stress (20/100). Environmental exposure also runs high (climate & FEMA risk (88/100), flood (NFIP) exposure (70/100)). On the structural side it scores 69/100, with 6/100 of stress already active.

The peak-phase market in 97366 posted values that rose 2.0% over the year, and 52% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 15% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 32/100. Median household income is $83,283, near the U.S. median near $78,000. The ZIP holds roughly 1,187 housing units. 7.4% of residents fall below the poverty threshold. Owners hold 88% of homes, renters 12%. Population is roughly 2,169 with a median age of 59. Home values center near $541,400, an affordability ratio of 5.7×. Educational attainment sits at 30% bachelor's-or-above. The vacancy rate is 27.0% — elevated.

On the whole, 97366 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.